The Samsung Infinite is the premium half of the Samsung and Axis Bank co-brand. Every Samsung purchase, online, in store or at a service centre, earns 10% cashback including EMI purchases, capped at ₹5,000 a month and ₹20,000 a year.
Away from Samsung it earns EDGE Reward Points at a strong rate on five everyday partners and on international spends, and it carries a full travel set with 8 domestic and 6 international lounge visits. The ₹5,000 annual fee is waived only at ₹7,00,000 of yearly spends, so this card suits committed Samsung buyers, not occasional ones.
Annual Fee (+ 18% GST)₹5,000 (₹5,900 incl. GST)
Fee WaiverAnnual fee of ₹5,000 waived on spends of ₹7,00,000 or more in the preceding card anniversary year
Joining Perk30,000 EDGE Reward Points worth ₹6,000 on completing 3 transactions within 30 days of card issuance, plus a complimentary EazyDiner Prime membership for 1 year
Primary Reward10% cashback on Samsung purchases (capped at ₹5,000 per month and ₹20,000 per year), plus 15 EDGE Reward Points per ₹100 at BigBasket, Tata 1mg, Urban Company, Myntra and Zomato and on international spends, and 5 points per ₹100 on other domestic spends
Airport Lounge Access8 complimentary domestic lounge visits per calendar year and 6 complimentary international lounge visits per year with a complimentary Priority Pass membership. Axis Bank's spend based lounge eligibility terms apply.
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForSamsung loyalists who buy flagship phones or appliances most years and spend enough to use the lounge access
What We Like
10% cashback on Samsung purchases, including on EMI transactions
30,000 welcome EDGE Reward Points worth ₹6,000
8 domestic and 6 international lounge visits with Priority Pass
15 points per ₹100 at BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
Watch Out
₹5,000 annual fee needs a high ₹7,00,000 spend to waive
Samsung cashback is capped at ₹20,000 a year and does not apply on marketplace purchases
Value drops sharply in a year when you buy no Samsung products
MITC & Hidden Charges
Joining fee ₹5,000 plus GST and annual fee ₹5,000 plus GST as per Axis Bank's MITC, with the annual fee waived on spends of ₹7,00,000 in the preceding card anniversary year. Foreign currency markup is 3.5% plus GST. The 10% Samsung cashback applies at Samsung stores, the Samsung online store and authorised service centres.
How much cashback can I earn on Samsung purchases?
You earn 10% cashback on Samsung products and services, capped at ₹5,000 per month and ₹20,000 per year from card issuance. The cashback is credited to your card statement.
How is the ₹5,000 annual fee waived?
The annual fee is waived if you spend ₹7,00,000 or more in the preceding card anniversary year, as per Axis Bank's MITC.
What lounge access does the card include?
You get 8 complimentary domestic lounge visits per calendar year and 6 complimentary international lounge visits per year through a complimentary Priority Pass membership, subject to Axis Bank's lounge programme terms.
Alternatives to Consider
Axis Bank ACE Credit Card
Axis Bank
The undisputed bill payment powerhouse on Google Pay.
91/100✓ MITC verified
Annual Fee₹499 + GST
Reward5% on Google Pay Bill Payments + 4% on Swiggy/Zomato/Ola
Lounge4 Domestic Lounge visits per year (spend-linked)
Co brand cashback card for Flipkart, Myntra and Cleartrip shopping
78/100✓ MITC verified
Annual Fee₹500 + GST
Reward7.5% cashback on Myntra, 5% cashback on Flipkart and Cleartrip, 4% cashback on preferred merchants and 1% cashback on other eligible spends, as derived from the official value chart
LoungeNo complimentary lounge access. The official value chart lists cashback, dining and fuel benefits with no lounge benefit, after the June 2025 revision removed lounge access.