✓Credwiser.cc
Brutal Reality Check

Roast My Credit Card

Still holding the card your salary branch gave you years ago? See what it burns.

Estimated Annual Missed Earnings vs Modern Alternatives
-₹22,800

“A card designed in 2011. Roughly 0.25% return — you need to spend about ₹4,00,000 to earn a sandwich maker.”

Recommended Upgrade Fixes:

Amazon Pay ICICI Credit Card
5% unlimited Amazon cashback for Prime members
Review
SBI Cashback Credit Card
5% Flat Cashback on online merchant spends
Review