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Amazon Pay ICICI Credit Card
93/100
ICICI Bank
The most popular Lifetime Free card in Indian banking history.
Credwiser Score 93/100

Amazon Pay ICICI Credit Card

ICICI Bank • The most popular Lifetime Free card in Indian banking history.

Co-created by ICICI Bank and Amazon India. Offers 5% unlimited cashback for Prime customers and 3% for non-Prime customers on all Amazon.in transactions. The cashback is deposited straight into your Amazon Pay wallet monthly without redemption fees.

Annual Fee (+ 18% GST)₹0 (Lifetime Free)
Fee WaiverLifetime Free (Zero annual fee forever)
Joining Perk₹1,500 - ₹2,000 Amazon shopping vouchers upon instant approval
Primary Reward5% unlimited Amazon cashback for Prime members
Airport Lounge AccessNo complimentary lounge access
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForAmazon shoppers wanting zero maintenance fees or annual spend pressure

What We Like

  • Truly Lifetime Free (LTF) with zero hidden conditions
  • Completely uncapped 5% cashback on Amazon shopping
  • 2% cashback on flight bookings, bill payments, and recharge on Amazon Pay

Watch Out

  • Non-Amazon spends earn a basic 1% cashback
  • Zero airport lounge access

MITC & Hidden Charges

Cashback credited to Amazon Pay Balance linked to the registered mobile number within 2 business days of statement generation.

Amazon Pay ICICI Credit Card FAQs

Is there any monthly limit on the 5% Amazon cashback?

No. The 5% cashback for Amazon Prime members is completely uncapped. Whether you spend ₹10,000 or ₹3,00,000 on Amazon, you receive 5% credited to your Amazon Pay wallet.

Alternatives to Consider

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SBI Card
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Annual Fee₹999 + GST
Reward5% Flat Cashback on online merchant spends
LoungeNo complimentary lounge access
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Scapia Federal Credit Card
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The undisputed king of zero forex markup travel cards.
Annual Fee₹0 LTF
Reward0% Forex Markup on international transactions + Unlimited domestic lounges (spend-linked)
LoungeComplimentary Domestic Lounges upon spending ₹5,000 in previous billing cycle
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