SBI Cashback Credit Card
SBI Card
The ultimate zero-hassle online shopping card in India.
95/100✓ MITC verified
Annual Fee₹999 + GST
Reward5% Flat Cashback on online merchant spends
LoungeNo complimentary lounge access
Apply Now →Jupiter Edge+ RuPay Credit Card
CSB Bank
10% cashback on top shopping brands and rewards on UPI, with no annual fee.
80/100✓ MITC verified
Credwiser Score 80/100
Jupiter Edge+ RuPay Credit Card
CSB Bank • 10% cashback on top shopping brands and rewards on UPI, with no annual fee.
By Deepak • Co-founder, Credwiser
Figures checked against the issuer's official MITC • Last verified 21 October 2026 • How we score
Some apply links are referral links. They never change our scores or rankings. Read our editorial independence promise.
The Edge+ CSB Bank RuPay Credit Card, offered through the Jupiter app and issued by CSB Bank, is built for people who pay by UPI and shop online. Cashback is credited instantly as Jewels, where 5 Jewels equal Rs. 1, and Jewels never expire. You earn 10 percent on top shopping brands such as Amazon, Flipkart, Myntra, Ajio, Zara, Nykaa, Croma and Tata Cliq, 5 percent on travel booked via MakeMyTrip, EaseMyTrip, Yatra and Cleartrip, and a flat 1 percent on almost everything else, including UPI scan and pay transactions. The accelerated rates are capped: the 10 percent category is capped at 10,000 Jewels (Rs. 2,000 value) per billing cycle with a per merchant cap, and the 5 percent category at 5,000 Jewels (Rs. 1,000) per cycle, while the 1 percent base rate is uncapped. There is no annual fee at all. The MITC lists a one time joining fee of Rs. 999 plus GST, which Jupiter was waiving on its product page at the time of verification, and the card includes a complimentary Amazon Prime membership via OneAssist. Jewels can be redeemed as cash, gift cards, digital gold or for bill payments in the Jupiter app. There is no lounge access, the forex markup is 3.5 percent, and fuel spends earn no Jewels though a 1 percent fuel surcharge waiver applies. You can only apply through the Jupiter app, and eligibility needs an Indian resident aged 23 to 60 with a steady income and a healthy credit score.
Annual Fee (+ 18% GST)₹0 (Lifetime Free)
Fee WaiverLifetime free. The MITC lists the annual membership fee as Nil for primary and add-on cardholders.
Joining PerkComplimentary Amazon Prime membership via OneAssist. The one-time joining fee is Rs. 999 plus GST as per the CSB Bank MITC, and was shown as waived on the Jupiter product page at the time of verification.
Primary Reward10% cashback as Jewels on top shopping brands like Amazon, Flipkart, Myntra, Ajio, Zara, Nykaa and Croma, 5% on travel bookings via MakeMyTrip, EaseMyTrip, Yatra and Cleartrip, and 1% on all other eligible spends including UPI
Airport Lounge AccessNo complimentary lounge access
Forex Markup3.5%
RuPay UPIYes — RuPay UPI enabled
Best ForUPI heavy users and online shoppers who want high cashback with no annual fee
What We Like
- 10 percent cashback on the shopping brands most people actually use, credited instantly as Jewels
- No annual fee, and even UPI spends earn at least 1 percent
- Jewels never expire and can be redeemed as cash, gold, gift cards or bill payments
- Complimentary Amazon Prime membership included
Watch Out
- Accelerated cashback is capped per billing cycle and per merchant, so big shoppers hit the ceiling quickly
- No lounge access and a standard 3.5 percent forex markup
- Available only through the Jupiter app, with eligibility limited to ages 23 to 60
MITC & Hidden Charges
Issued by CSB Bank and offered only through the Jupiter app. Annual membership fee Nil for primary and add-on cardholders as per the Edge and Edge+ MITC published by Jupiter and CSB Bank. One time joining fee for Edge+ RuPay is Rs. 999 plus GST as per the MITC (the Jupiter product FAQ mentions Rs. 499 plus GST and the product page showed the joining fee as waived; check the app before applying). Forex markup 3.5 percent on international transactions and 1 percent on dynamic currency conversion transactions. Cashback caps per billing cycle: 10 percent category capped at 10,000 Jewels with a per merchant sub cap, 5 percent category capped at 5,000 Jewels, 1 percent uncapped. 5 Jewels equal Rs. 1. Late payment fee 5 percent of the outstanding, minimum Rs. 250 and maximum Rs. 2,000. Interest 3.75 percent per month.
Last verified against MITC: 21 October 2026 • View official MITC →
Jupiter Edge+ RuPay Credit Card FAQs
Is the Edge+ card really lifetime free?
There is no annual or renewal fee; the MITC lists the annual membership fee as Nil. A one time joining fee of Rs. 999 plus GST applies as per the MITC, though Jupiter has been waiving it as a limited period offer, so check the app when you apply.
How much cashback can I earn in a month?
The 10 percent shopping category is capped at 10,000 Jewels per billing cycle, worth Rs. 2,000, with a per merchant cap as well. The 5 percent travel category is capped at 5,000 Jewels, worth Rs. 1,000. The 1 percent base cashback on other eligible spends, including UPI, has no cap.
Can I pay by UPI with this credit card?
Yes. Edge+ is a RuPay credit card, so you can link it to UPI and scan and pay at merchants. Eligible UPI spends earn cashback as Jewels, with 1 percent as the base rate.
Alternatives to Consider
Kotak League Platinum Credit Card
Kotak Mahindra Bank
PVR milestone rewards with an easy fee waiver level
72/100✓ MITC verified
Annual Fee₹499 + GST
RewardUp to 8 reward points for every ₹150 spent, with the official value chart showing 8 points on special categories and 4 points on remaining eligible spends up to the stated annual level
LoungeNo complimentary lounge access on this card, as stated in the official Kotak FAQ for this card
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