SBI Cashback Credit Card

Name: SBI Cashback Credit Card
Brand: SBI Card

SBI Card • The ultimate zero-hassle online shopping card in India.

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The SBI Cashback Card simplified the Indian credit card rewards landscape by giving a flat 5% cashback on online spends without requiring any specific merchant affiliate links. The cashback automatically adjusts against your card statement within two days of billing.

Annual Fee (+ 18% GST)₹999 (₹1,179 incl. GST)

Fee Waiver₹2,00,000 annual retail spend

Joining PerkNil (Straightforward 5% direct statement cashback)

Primary Reward5% Flat Cashback on online merchant spends

Airport Lounge AccessNo complimentary lounge access

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForPure statement cashback on Amazon, Flipkart, Myntra, Swiggy, and boutique online stores

What We Like

Pure 5% statement credit on Amazon, Flipkart, Myntra, BookMyShow, Uber, and boutique online stores
Auto-credited to next statement balance without redemption fees
No complex reward conversion charts or voucher catalogs

Watch Out

Monthly 5% cashback capped at ₹5,000 (corresponds to ₹1,00,000 monthly spend)
Excludes utilities, insurance, jewelry, school fees, and wallet reloads from 5%

MITC & Hidden Charges

Cashback is calculated on transaction completion and credited automatically to statement. ₹999 + 18% GST (₹1,179 total annual fee). Card renewal fee is waived on spending ₹2,00,000 in previous year.

SBI Cashback Credit Card FAQs

Does SBI Cashback give 5% on flight tickets booked directly on airline websites?

Yes! When you book flights directly on IndiGo, Air India, or MakeMyTrip online, it qualifies under online merchant MCCs and earns 5% statement cashback up to the ₹5,000 monthly cap.