Airtel Axis Bank Credit Card

Name: Airtel Axis Bank Credit Card
Brand: Axis Bank

Axis Bank • The undisputed heavyweight champion for utility bills and food apps.

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A co-branded powerhouse that returns 25% on Airtel Wi-Fi, Mobile and DTH reloads, plus 10% cashback on Swiggy, Zomato, and BigBasket. For an average Indian household, this card easily nets ₹10,000 - ₹14,000 cashback each year.

Annual Fee (+ 18% GST)₹500 (₹590 incl. GST)

Fee Waiver₹2,00,000 annual spend

Joining Perk₹500 Amazon e-voucher upon 1st transaction within 30 days

Primary Reward25% on Airtel DTH/Wi-Fi + 10% on Swiggy/Zomato/BigBasket

Airport Lounge Access4 Domestic Lounge visits per calendar year (Spend-linked: ₹50k in prev quarter)

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForEveryday household bills, Airtel subscribers, and regular food delivery orders

What We Like

25% cashback on Airtel ecosystem payments via Airtel Thanks App (capped at ₹250/mo)
10% cashback on Swiggy, Zomato, and BigBasket (capped at ₹500/mo)
10% on Electricity, Water, and Gas utility bills (capped at ₹250/mo)

Watch Out

Strict individual category caps mean high-volume spenders hit ceiling quickly
Requires managing reloads inside the Airtel Thanks application

MITC & Hidden Charges

Cashback appears as a credit in statement. Monthly caps refresh on statement billing cycle date. Total maximum cashback achievable is approx ₹1,200/mo.

Airtel Axis Bank Credit Card FAQs

Can non-Airtel users get this card?

Yes. Anyone can apply for Airtel Axis Bank Card, but to extract the 25% utility return, you must pay Airtel broadband, DTH, or postpaid mobile bills through the Airtel Thanks App.