Tata Neu Infinity HDFC RuPay

Name: Tata Neu Infinity HDFC RuPay
Brand: HDFC Bank

HDFC Bank • The gold standard for RuPay UPI QR payments.

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Available on the RuPay credit network, this card links seamlessly to Google Pay, PhonePe, and Paytm to earn 1.5% NeuCoins on everyday merchant QR scans. It also delivers 5% bonus NeuCoins on the Tata Neu super app.

Annual Fee (+ 18% GST)₹1,499 (₹1,769 incl. GST)

Fee Waiver₹3,00,000 annual spend

Joining Perk1,499 NeuCoins upon card activation

Primary Reward1.5% NeuCoins on UPI QR payments + 10% on Tata Neu App

Airport Lounge Access8 Domestic + 4 International lounge visits per year

Forex Markup2.0% + 18% GST

RuPay UPIYes — RuPay UPI enabled

Best ForRuPay UPI spending at local shops + Tata ecosystem (BigBasket, Croma, Air India, 1mg)

What We Like

1.5% return on UPI transactions across street vendors, restaurants, and grocery merchants
1 NeuCoin = ₹1 across BigBasket, Croma, Tata CliQ, Air India, and Taj Hotels
Complimentary domestic and international airport lounges via RuPay Select

Watch Out

UPI cashback capped at 500 NeuCoins per month
NeuCoins must be spent inside Tata ecosystem brands

MITC & Hidden Charges

UPI transactions to peer-to-peer (P2P) accounts do not earn NeuCoins. Merchant P2M QR codes are required.

Tata Neu Infinity HDFC RuPay FAQs

How do I link Tata Neu Infinity to Google Pay or PhonePe for UPI?

Open Google Pay/PhonePe -> Add RuPay Credit Card -> Select HDFC Bank. Once linked, you can scan any merchant UPI QR code and pay directly from credit.