ICICI Bank • A low fee HPCL fuel card with 2.5% cashback at the pump.
By Deepak • Co-founder, Credwiser
Figures checked against the issuer's official MITC • Last verified 21 October 2026 • How we score
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The HPCL Coral is a co-branded fuel card for people who fill up at Hindustan Petroleum pumps. It returns 2.5% cashback on fuel bought at HPCL, capped at ₹100 a month, and waives the 1% fuel surcharge when you pay on an ICICI Bank machine at the pump. Away from the pump it behaves like a basic Coral, earning 2 reward points per ₹100 on retail spends, with dining offers under Culinary Treats and railway lounge access. The ₹199 annual fee is among the lowest on any fuel card and is reversed on just ₹50,000 of yearly spends.
Joining fee ₹199 plus GST and annual fee ₹199 plus GST from the second year, as listed in ICICI Bank's official fuel cards comparison, with the annual fee reversed on spends of ₹50,000 or more in the preceding year. The 2.5% fuel cashback is capped at ₹100 per month and the surcharge waiver applies at HPCL pumps on ICICI Bank point of sale machines.
Last verified against MITC: 21 October 2026 • View official MITC →
You get 2.5% cashback on fuel purchases at HPCL pumps, capped at ₹100 per month, plus a 1% fuel surcharge waiver when the transaction is paid on an ICICI Bank machine at HPCL.
The joining fee and the annual fee are both ₹199 plus GST. The annual fee is reversed if you spend ₹50,000 or more in the preceding year.
Yes. You earn 2 ICICI Bank Reward Points for every ₹100 spent on retail purchases other than fuel.
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