American Express Platinum Card

Name: American Express Platinum Card
Brand: American Express

American Express • Ultra premium travel and lifestyle access at a very high annual fee

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This charge card is priced for frequent global travellers who can use hotel benefits, elite status and lounge access often. The headline value is in travel privileges and service, not in low cost. The ₹66,000 annual fee needs heavy use of the benefits to justify it.

Annual Fee (+ 18% GST)₹66,000 (₹77,880 incl. GST)

Fee WaiverNo fee waiver

Joining PerkWelcome gift worth up to ₹60,000 with a choice of Taj Hotels, Luxe Gift Card or The Postcard Hotels and Resorts, on fee payment and spends stated by Amex

Primary Reward1 Membership Rewards point for every ₹40 spent and 3X Membership Rewards points on overseas spending

Airport Lounge AccessUnlimited complimentary lounge access through the Global Lounge Collection for eligible cardmembers; Priority Pass complimentary access applies outside India and Priority Pass visits inside India are charged at US$35 per visit as stated on the official Priority Pass page

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForVery high spenders who travel often and will use hotel status, concierge and global lounge access

What We Like

Global Lounge Collection access across 1,550 plus lounges as stated by Amex
Hotel and elite status benefits with leading travel partners
3X points on overseas spending and points that do not expire as stated by Amex

Watch Out

Annual fee of ₹66,000 plus GST is among the highest in India
No fee waiver is stated on the official page
Priority Pass use inside India is chargeable as stated on the official benefit page

MITC & Hidden Charges

Annual fee ₹66,000 plus GST; total with 18% GST is ₹77,880. Other charges as per the issuer's MITC.

American Express Platinum Card FAQs

What is the annual fee of the Amex Platinum Card in India?

The official India page states INR 66,000 plus applicable taxes. With 18% GST the total is ₹77,880.

Is lounge access free in India with Priority Pass?

The official Amex Priority Pass page says complimentary access applies outside India, while lounge access within India through Priority Pass is payable at US$35 per visit.