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Axis Bank My Zone Credit Card
68/100
Axis Bank
Entry lifestyle card for movies, food delivery and OTT benefits
Credwiser Score 68/100

Axis Bank My Zone Credit Card

Axis Bank • Entry lifestyle card for movies, food delivery and OTT benefits

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My Zone is an entry level lifestyle card focused on entertainment value rather than high rewards. The official value chart totals ₹9,739 of first year benefits on ₹1,50,000 spends, led by Swiggy savings, movie spends, Sony LIV and domestic lounge access. Cleartrip discounts on flights and hotels add travel value beyond the low ₹500 fee.

Annual Fee (+ 18% GST)₹500 (₹590 incl. GST)
Fee WaiverNo fee waiver
Joining PerkComplimentary Sony LIV Premium activation benefit worth ₹1,499 in the first year
Primary RewardEDGE Reward Points on eligible spends, shown as ₹600 annual value in the official value chart on yearly spends of ₹1,50,000, plus partner discounts on movies and food ordering
Airport Lounge Access4 Domestic Lounge visits per year, given as 1 complimentary visit per calendar quarter at selected lounges in India
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForYoung spenders who want movie and food delivery discounts, Sony LIV and basic lounge access at a low fee

What We Like

  • Sony LIV benefit, Swiggy savings and movie benefits at a ₹500 fee
  • Domestic lounge access included despite the entry level pricing
  • Cleartrip flight and hotel discounts every month

Watch Out

  • EDGE points value is low at about ₹600 a year on ₹1.50 lakh spends
  • No fee waiver shown in the MITC schedule for this card
  • Not suitable for high rewards or international travel benefits

MITC & Hidden Charges

Annual fee ₹500 plus 18% GST, total ₹590. Other charges as per the issuer's MITC.

Axis Bank My Zone Credit Card FAQs

What is the annual fee of My Zone Card?

The annual fee is ₹500 plus GST as per the MITC schedule, and no spend based waiver is listed for this card.

Does My Zone Card have lounge access?

Yes, it includes domestic airport lounge access, shown in the official value chart and given as 1 complimentary visit per quarter.

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