MakeMyTrip ICICI Bank Credit Card

84/100

ICICI Bank

A travel card for MakeMyTrip loyalists with hotel rewards, lounge access and a low 0.99% forex markup.

Credwiser Score 84/100

MakeMyTrip ICICI Bank Credit Card

Name: MakeMyTrip ICICI Bank Credit Card
Brand: ICICI Bank

ICICI Bank • A travel card for MakeMyTrip loyalists with hotel rewards, lounge access and a low 0.99% forex markup.

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This co branded card earns myCash that never expires and can be used at ₹1 per point on MakeMyTrip bookings, with the best earn rate on hotel bookings. It is issued as a dual Mastercard and RuPay proposition, and the RuPay variant adds UPI flexibility for merchant payments.

Annual Fee (+ 18% GST)₹999 (₹1,179 incl. GST)

Fee WaiverSpend ₹3,00,000 or more in an anniversary year to get the annual fee reversed for the next year, as per the official card terms

Joining PerkMakeMyTrip voucher worth ₹1,000 on payment of the joining fee, plus a complimentary one year MMTBLACK Gold membership

Primary Reward6% myCash on hotel bookings on MakeMyTrip, 3% myCash on flights, holidays, cabs and buses on MakeMyTrip, and 1% myCash on other retail spends, with 1 myCash equal to ₹1 and no expiry

Airport Lounge Access8 Domestic Lounge visits per year, given as 2 per quarter on spending ₹75,000 or more in the preceding calendar quarter for the primary cardholder, plus 1 international lounge visit per year

Forex Markup0.99% + 18% GST

RuPay UPIYes — RuPay UPI enabled

Best ForFrequent travellers who book hotels and flights on MakeMyTrip and want low forex charges

What We Like

Up to 6% myCash on MakeMyTrip hotel bookings, and myCash never expires
Low forex markup of 0.99% plus GST for international spends
8 domestic and 1 international lounge visits a year, plus dual Mastercard and RuPay cards

Watch Out

Best rewards are locked to bookings made on MakeMyTrip
Domestic lounge access needs ₹75,000 of spends in a quarter
Annual fee waiver needs a high ₹3,00,000 of yearly spends

MITC & Hidden Charges

Annual fee ₹999 plus GST. 18% GST applies to annual fee (Total ₹1,179). Other charges as per the issuer's MITC.

MakeMyTrip ICICI Bank Credit Card FAQs

What is the forex markup on the MakeMyTrip ICICI Bank Credit Card?

The official product page lists a forex markup of only 0.99% plus GST on international purchases, which is lower than most regular credit cards.

How does myCash work on this card?

You earn up to 6% myCash on MakeMyTrip bookings and 1% myCash on other retail spends. One myCash is worth ₹1 on MakeMyTrip, and the myCash earned on this card does not expire.