SBI Card PRIME

Name: SBI Card PRIME
Brand: SBI Card

SBI Card • An all-round mid-premium lifestyle card with Priority Pass lounge access.

Apply Now →

View Compare

SBI Card PRIME covers regular dining, supermarket grocery purchases, and movie tickets with 10 RP per ₹100 spend. It includes 4 complimentary international Priority Pass lounge visits per year.

Annual Fee (+ 18% GST)₹2,999 (₹3,539 incl. GST)

Fee Waiver₹3,00,000 annual spend

Joining Perk₹3,000 e-gift voucher (Bata, Marks & Spencer, Pantaloons, Shoppers Stop)

Primary Reward10 Reward Points per ₹100 on dining, groceries, and movies

Airport Lounge Access8 Domestic + 4 International visits per year via Priority Pass

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForBalanced lifestyle spenders wanting domestic and international airport lounges

What We Like

Welcome voucher fully neutralizes the first year joining fee
4 complimentary international lounge visits with Priority Pass
8 domestic airport lounge visits

Watch Out

Reward point redemption rate is 25 paise (10 RP = 2.5% return)
Higher foreign exchange markup of 3.5%

MITC & Hidden Charges

Annual fee ₹2,999 + 18% GST. Fee waived on annual retail spend of ₹3,00,000.

SBI Card PRIME FAQs

What is the value of 10 SBI Prime reward points?

Each point is worth ₹0.25, so 10 points per ₹100 equals an effective 2.5% value return.

Alternatives to Consider

HDFC Regalia Gold

88/100

HDFC Bank

The upgraded gold standard of HDFC’s popular Regalia lineage.

Annual Fee₹2,500 + GST

Reward4 Reward Points per ₹150 + 5X on Marks & Spencer, Myntra, Nykaa

Lounge12 Domestic (Priority Pass for international upon 4 flights)

Apply Now →

Detailed Review

Axis Bank Atlas Credit Card

96/100

Axis Bank

The premier choice for direct airline and hotel spend optimization.

Annual Fee₹5,000 + GST

Reward5 EDGE Miles per ₹100 on direct Airlines & Hotels

LoungeUp to 12 Domestic + 6 International visits per year (Tier-based: Silver, Gold, Platinum)

Apply Now →

Detailed Review