AU Small Finance Bank Zenith+

Name: AU Small Finance Bank Zenith+
Brand: AU Small Finance Bank

AU Small Finance Bank • Ultra-low 0.99% forex markup with 32 airport lounge visits per year.

AU Zenith+ offers a low 0.99% foreign exchange markup on a metal card, coupled with 16 domestic and 16 international airport lounge visits per year.

Annual Fee (+ 18% GST)₹4,999 (₹5,899 incl. GST)

Fee Waiver₹8,00,000 annual spend

Joining PerkWelcome gift vouchers worth ₹5,000 (Taj, Luxe, or Flight vouchers)

Primary Reward2.5% to 5% reward on dining and international spends + Low 0.99% Forex

Airport Lounge Access16 Domestic + 16 International airport lounge visits per year

Forex Markup0.99% + 18% GST

RuPay UPINo

Best ForLuxury travelers seeking extensive global airport lounge access and low 0.99% forex

What We Like

Industry-leading 0.99% forex markup for a premium metal card
32 complimentary airport lounge visits annually (16 domestic + 16 international)
Welcome vouchers fully offset the 1st year fee

Annual fee ₹4,999 + 18% GST. Forex markup 0.99% + 18% GST.

What is the forex fee on AU Zenith+?

AU Zenith+ charges 0.99% + 18% GST, making it one of the most economical cards for international payments.

HDFC Infinia Metal Edition

98/100

HDFC Bank

The undisputed monarch of Indian super-premium credit cards.

Annual Fee₹12,500 + GST

Reward3.3% Base to 33.3% via SmartBuy Portal

LoungeUnlimited Domestic & International visits (Priority Pass with free guest access)

Axis Bank Atlas Credit Card

96/100

Axis Bank

The premier choice for direct airline and hotel spend optimization.

Annual Fee₹5,000 + GST

Reward5 EDGE Miles per ₹100 on direct Airlines & Hotels

LoungeUp to 12 Domestic + 6 International visits per year (Tier-based: Silver, Gold, Platinum)