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Axis Bank SELECT Credit Card
86/100
Axis Bank
Lifestyle premium card with retail rewards, golf and Priority Pass
Credwiser Score 86/100

Axis Bank SELECT Credit Card

Axis Bank • Lifestyle premium card with retail rewards, golf and Priority Pass

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SELECT is a premium lifestyle card that rewards retail shopping at double rate up to a monthly cap and adds golf, dining and food delivery offers. It includes domestic lounge visits every quarter and Priority Pass membership for international travel. Burgundy customers get the card complimentary, while others should track the ₹8 lakh fee waiver target.

Annual Fee (+ 18% GST)₹3,000 (₹3,540 incl. GST)
Fee WaiverAnnual fee waived on spends of ₹8,00,000 in the preceding card anniversary year
Joining Perk10,000 EDGE Reward Points worth ₹2,000 on the first transaction within 30 days of issuance
Primary Reward10 EDGE Reward Points per ₹200 on eligible spends, with 2X earn of 20 points per ₹200 on retail shopping up to the monthly threshold
Airport Lounge Access8 Domestic Lounge visits per year, given as 2 complimentary visits per quarter, plus complimentary international lounge visits through Priority Pass
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForBurgundy and affluent customers who want retail rewards, golf and both domestic and international lounge access

What We Like

  • 2X rewards on retail shopping plus welcome points worth ₹2,000
  • Domestic lounge visits every quarter and Priority Pass for international lounges
  • Complimentary for Burgundy customers with monthly Swiggy and BigBasket offers

Watch Out

  • Annual fee of ₹3,000 plus GST is high for the base earn rate
  • Fee waiver needs ₹8 lakh annual spends as per MITC
  • No reward points on fuel and several bill and service categories

MITC & Hidden Charges

Annual fee ₹3,000 plus 18% GST, total ₹3,540. Other charges as per the issuer's MITC.

Axis Bank SELECT Credit Card FAQs

Is Axis SELECT free for Burgundy customers?

Yes, the joining and annual fee of ₹3,000 is NIL for Burgundy customers, and the fee applies if Burgundy status is discontinued.

How many lounge visits does SELECT offer?

It offers 2 complimentary domestic lounge visits per quarter, which is 8 in a year, along with international lounge access through Priority Pass.

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