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IndusInd Bank Legend Credit Card
80/100
IndusInd Bank
No annual fee, double points on weekends
Credwiser Score 80/100

IndusInd Bank Legend Credit Card

IndusInd Bank • No annual fee, double points on weekends

A no annual fee IndusInd Bank card that pays double reward points on weekends compared with weekdays. It is positioned for lifestyle and travel spends with concierge support, movie benefits and a discounted forex markup.

Annual Fee (+ 18% GST)₹0 (Lifetime Free)
Fee WaiverLifetime Free forever
Joining Perk4,000 bonus Reward Points on spending ₹6,00,000 or more in a year as listed on the official IndusInd blog
Primary Reward1 Reward Point per ₹100 on weekday spends and 2 Reward Points per ₹100 on weekend spends
Airport Lounge AccessNo complimentary lounge visits stated. Priority Pass membership is available on request on Legend with lounge usage fees up to US$35 per person per visit as per the official MITC
Forex Markup1.8% + 18% GST
RuPay UPINo
Best ForWeekend shoppers who want no annual fee and a low 1.8% forex markup

What We Like

  • No annual fee as per the official MITC fee table
  • 2 Reward Points per ₹100 on weekend spends
  • Low forex markup of 1.8% plus GST

Watch Out

  • No complimentary lounge visits are stated, Priority Pass usage is chargeable
  • Weekday reward rate is only 1 point per ₹100
  • Joining fee of ₹5,000 is listed in the MITC, actual fee is conveyed at application

MITC & Hidden Charges

Annual fee ₹0, so this is treated as lifetime free for the annual fee. The official MITC lists Legend joining fee ₹5,000 and annual fee NIL, with actual fees conveyed at the time of application. Foreign currency markup for Legend is 1.8% plus GST. Reward redemption fee for cash redemption is ₹149.

IndusInd Bank Legend Credit Card FAQs

Is IndusInd Legend lifetime free?

The official MITC lists the Legend annual fee as NIL. It also lists a joining fee, and says actual fees will be conveyed at the time of application, so confirm your offer before accepting.

What forex markup does Legend charge?

The official MITC and IndusInd blog both state a discounted foreign currency markup of 1.8% for Legend, plus GST as applicable.

Alternatives to Consider

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Annual Fee₹0 LTF
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IDFC FIRST Select Credit Card
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Free for life, with a quarterly domestic lounge visit
Annual Fee₹0 LTF
Reward10X Reward Points on dining, travel, international spends and birthday spends, 3X Reward Points on everyday purchases
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HSBC Live+ Credit Card
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10% direct statement cashback on dining, food apps, and supermarkets.
Annual Fee₹999 + GST
Reward10% Accelerated Cashback on Dining, Food Delivery, and Groceries
Lounge4 Domestic Lounge visits per year
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