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HSBC Live+ Credit Card
91/100
HSBC India
10% direct statement cashback on dining, food apps, and supermarkets.
Credwiser Score 91/100

HSBC Live+ Credit Card

HSBC India • 10% direct statement cashback on dining, food apps, and supermarkets.

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Succeeding the popular HSBC Cashback card, HSBC Live+ returns an exceptional 10% cashback on dining, food ordering apps (Swiggy, Zomato), and grocery retail (Blinkit, Zepto, offline supermarkets).

Annual Fee (+ 18% GST)₹999 (₹1,179 incl. GST)
Fee Waiver₹2,00,000 annual spend
Joining Perk₹1,000 cashback upon spending ₹20,000 within 30 days
Primary Reward10% Accelerated Cashback on Dining, Food Delivery, and Groceries
Airport Lounge Access4 Domestic Lounge visits per year
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForFood lovers and grocery shoppers at Swiggy, Zomato, Blinkit, and restaurants

What We Like

  • 10% cashback on dining and groceries (capped at ₹1,000/mo)
  • Auto-credited statement cashback
  • 4 domestic airport lounge visits

Watch Out

  • Monthly 10% cashback capped at ₹1,000
  • Requires minimum monthly spend habits to maximize

MITC & Hidden Charges

Annual fee ₹999 + 18% GST. Fee waived on annual spend of ₹2,00,000.

HSBC Live+ Credit Card FAQs

Does HSBC Live+ give 10% on Blinkit and Zepto?

Yes. Blinkit, Zepto, Swiggy Instamart, and offline supermarket grocery MCCs are eligible for 10% cashback up to ₹1,000 per month.

Alternatives to Consider

Airtel Axis Bank Credit Card
94/100
Axis Bank
The undisputed heavyweight champion for utility bills and food apps.
Annual Fee₹500 + GST
Reward25% on Airtel DTH/Wi-Fi + 10% on Swiggy/Zomato/BigBasket
Lounge4 Domestic Lounge visits per calendar year (Spend-linked: ₹50k in prev quarter)
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SBI Cashback Credit Card
95/100
SBI Card
The ultimate zero-hassle online shopping card in India.
Annual Fee₹999 + GST
Reward5% Flat Cashback on online merchant spends
LoungeNo complimentary lounge access
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