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SBI Card MILES
82/100
SBI Card
An entry travel card in the MILES family with flexible travel credits.
Credwiser Score 82/100

SBI Card MILES

SBI Card • An entry travel card in the MILES family with flexible travel credits.

This is the base variant of the SBI Card MILES travel series, earning Travel Credits on travel and other spends that can be converted with airline and hotel partners or used for bookings. It includes a limited number of domestic lounge visits and extra visits linked to spending. The fee waiver needs ₹6,00,000 annual spend, so it suits regular travellers with moderate to high yearly card use.

Annual Fee (+ 18% GST)₹1,499 (₹1,769 incl. GST)
Fee Waiver₹6,00,000 annual spend
Joining PerkWelcome gift of 1,500 Travel Credits as per card terms on the official product page.
Primary Reward2 Travel Credits for every ₹200 spent on travel and 1 Travel Credit for every ₹200 on other spends.
Airport Lounge Access4 Domestic Lounge visits per year, plus 1 additional domestic lounge visit for every ₹1,00,000 spent. Priority Pass membership is included, with international visits on paid basis for this variant.
Forex Markup3% + 18% GST
RuPay UPINo
Best ForTravellers who want flexible travel credits that convert to air miles, hotel points or travel bookings.

What We Like

  • Travel Credits convert to multiple airline and hotel partners
  • Domestic lounge visits included at a mid level fee
  • Lower foreign currency markup of 3% than standard 3.5% cards

Watch Out

  • Fee waiver needs ₹6,00,000 annual spend
  • No complimentary international lounge visits in this base variant
  • Reward value depends heavily on how Travel Credits are redeemed

MITC & Hidden Charges

18% GST applies to annual fee (Total ₹1,769). Other charges as per the issuer's MITC.

SBI Card MILES FAQs

What is the annual fee of SBI Card MILES?

The annual fee is ₹1,499 plus GST, reversed on annual spends of ₹6,00,000 as per the official product page.

How many lounge visits does SBI Card MILES offer?

The base variant offers 4 complimentary domestic lounge visits per year, plus additional visits linked to spending, as stated on official SBI Card pages.

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