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SBI Card Pulse
80/100
SBI Card
A wellness focused card with useful rewards and domestic lounge access.
Credwiser Score 80/100

SBI Card Pulse

SBI Card • A wellness focused card with useful rewards and domestic lounge access.

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This card is built around health and wellness, with fitness and medicine memberships and higher rewards on pharmacy, dining, movies and sports. It also includes domestic lounge access, which is uncommon at this fee level. The fee waiver threshold is reachable for regular users who spend about ₹2,00,000 in a year.

Annual Fee (+ 18% GST)₹1,499 (₹1,769 incl. GST)
Fee Waiver₹2,00,000 annual spend
Joining PerkNoise ColorFit Pulse 4 Pro smartwatch worth ₹7,999 on payment of joining fee, plus 1 year FITPASS PRO and Netmeds First memberships.
Primary Reward10 reward points per ₹100 on chemist, pharmacy, dining, movies and sports spends, and 2 points per ₹100 on other eligible spends.
Airport Lounge Access8 Domestic Lounge visits per year (2 per quarter), plus complimentary Priority Pass membership for the first 2 years.
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForHealth and fitness focused users who also spend on dining, movies and pharmacy purchases.

What We Like

  • Higher rewards on pharmacy, dining, movies and sports spends
  • Wellness memberships and a smartwatch joining benefit
  • 8 domestic lounge visits per year included

Watch Out

  • Foreign currency markup is a standard 3.5% plus GST
  • Best benefits are narrow and health focused
  • International lounge visits are not complimentary, only membership is included

MITC & Hidden Charges

18% GST applies to annual fee (Total ₹1,769). Other charges as per the issuer's MITC.

SBI Card Pulse FAQs

What is the annual fee of SBI Card Pulse?

The annual fee is ₹1,499 plus GST, waived on annual spends of ₹2,00,000 or more in the preceding year.

Does SBI Card Pulse offer lounge access?

Yes, it offers 8 complimentary domestic lounge visits per year, capped at 2 per quarter, plus Priority Pass membership for the first 2 years.

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