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SimplySAVE SBI Card
65/100
SBI Card
A simple low fee card for daily offline household spends.
Credwiser Score 65/100

SimplySAVE SBI Card

SBI Card • A simple low fee card for daily offline household spends.

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This entry level card gives accelerated points on common offline categories like groceries, dining, movies and departmental stores. The annual fee is low and is waived at ₹1,00,000 yearly spend, which suits regular household use. It does not offer lounge access or strong online rewards, so keep expectations basic.

Annual Fee (+ 18% GST)₹499 (₹589 incl. GST)
Fee Waiver₹1,00,000 annual spend
Joining Perk2,000 bonus reward points on spends of ₹2,000 within the first 60 days, as per card terms.
Primary Reward10 reward points per ₹150 spent on dining, movies, departmental stores and grocery spends.
Airport Lounge AccessNo complimentary lounge access with this card.
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForEveryday offline spenders on groceries, dining, movies and departmental stores.

What We Like

  • Low fee with waiver at ₹1,00,000 annual spend
  • Higher points on groceries, dining and movies
  • Useful for regular offline household spending

Watch Out

  • No complimentary lounge access
  • Reward value is low when points are redeemed at standard rates
  • Not suitable for foreign currency spends due to 3.5% markup

MITC & Hidden Charges

18% GST applies to annual fee (Total ₹589). Other charges as per the issuer's MITC.

SimplySAVE SBI Card FAQs

What is the annual fee of SimplySAVE SBI Card?

The annual fee is ₹499 plus GST, waived on annual spends of ₹1,00,000 or more in the preceding year.

Does SimplySAVE SBI Card offer lounge access?

No, this card does not offer complimentary lounge access.

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