Axis Bank Privilege Credit Card

Name: Axis Bank Privilege Credit Card
Brand: Axis Bank

Axis Bank • Mid premium points card with quarterly lounges and milestone bonus

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Privilege is a mid premium points card with a simple structure of EDGE points, a welcome benefit that covers the fee value, and a milestone bonus at ₹2.50 lakh annual spends. It adds two domestic lounge visits every quarter, movie offers and fuel surcharge waiver. Note that the product page shows a limited period NIL fee on the Amex network, while the standard MITC fee is ₹1,500.

Annual Fee (+ 18% GST)₹1,500 (₹1,770 incl. GST)

Fee WaiverAnnual fee waived on spends of ₹5,00,000 in the preceding card anniversary year

Joining Perk12,500 EDGE Reward Points worth ₹2,500 on levy of joining fee and first transaction within 30 days

Primary RewardEDGE Reward Points on eligible spends, with an additional 10,000 points worth ₹2,000 on annual spends of ₹2.50 lakh

Airport Lounge Access8 Domestic Lounge visits per year, given as 2 complimentary visits in a calendar quarter at selected Mastercard affiliated lounges

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForPriority customers and mid level spenders who want lounge access, movie offers and a milestone bonus

What We Like

Welcome points worth ₹2,500 against a ₹1,500 fee
2 domestic lounge visits every quarter with milestone bonus points
Fee waived at ₹5 lakh annual spends, which is reachable for regular users

Watch Out

No complimentary international lounge access
Standard fee applies outside the limited period Amex NIL offer
Base reward value is modest unless points are used for vouchers or transfers

MITC & Hidden Charges

Annual fee ₹1,500 plus 18% GST, total ₹1,770. Other charges as per the issuer's MITC.

Axis Bank Privilege Credit Card FAQs

What is the annual fee of Axis Privilege?

The standard annual fee is ₹1,500 plus GST as per MITC, waived on spends of ₹5 lakh in the preceding year. A limited period NIL fee is shown on the Amex network on the product page.

How many lounge visits does Privilege give?

It gives 2 complimentary visits in a calendar quarter at selected lounges, which works out to 8 domestic lounge visits in a year.

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