SBI Cashback Credit Card
95/100SBI Card
The ultimate zero-hassle online shopping card in India.
Annual Fee₹999 + GST
Reward5% Flat Cashback on online merchant spends
LoungeNo complimentary lounge access
Apply Now →BOBCARD Eterna Credit Card
90/100Bank of Baroda (BOB Financial)
Unlimited domestic lounges with 5X rewards
Credwiser Score 90/100
BOBCARD Eterna Credit Card
Bank of Baroda (BOB Financial) • Unlimited domestic lounges with 5X rewards
Eterna is BOBCARD flagship premium card with one of the strongest reward rates in its fee range. Accelerated points cover online shopping, travel, dining and international spends, and points redeem as cashback at a clear value. Unlimited domestic lounge access makes it a strong pick for frequent domestic flyers.
Annual Fee (+ 18% GST)₹2,499 (₹2,949 incl. GST)
Fee WaiverAnnual fee waived on annual spends of ₹2,50,000
Joining Perk10,000 bonus Reward Points and 12 month FITPASS PRO membership on early spends
Primary Reward15 Reward Points per ₹100 on online, travel, dining and international spends; 3 per ₹100 elsewhere
Airport Lounge AccessUnlimited complimentary Domestic Lounge visits per year
Forex Markup2% + 18% GST
RuPay UPINo
Best ForOnline and dining spenders who fly within India often
What We Like
- 15 points per ₹100 on online, travel, dining and international spends
- Unlimited complimentary domestic lounge visits
- Low 2% forex markup and fee waiver at just ₹2,50,000 a year
Watch Out
- No complimentary international lounge access
- Accelerated points are capped per statement cycle
- Fee waiver needs a high ₹2,50,000 annual spend
MITC & Hidden Charges
Annual fee ₹2,499 plus 18% GST, total ₹2,949. Annual fee waived on ₹2,50,000 spends in the anniversary year as per BOBCARD MITC.
BOBCARD Eterna Credit Card FAQs
What is the annual fee of BOBCARD Eterna?
The annual fee is ₹2,499 plus GST. It is waived on annual spends of ₹2,50,000.
Does Eterna give international lounge access?
No. Eterna gives unlimited complimentary domestic lounge visits, with no international lounge benefit.
Alternatives to Consider
HDFC Regalia Gold
88/100HDFC Bank
The upgraded gold standard of HDFC’s popular Regalia lineage.
Annual Fee₹2,500 + GST
Reward4 Reward Points per ₹150 + 5X on Marks & Spencer, Myntra, Nykaa
Lounge12 Domestic (Priority Pass for international upon 4 flights)
Apply Now →Axis Bank Atlas Credit Card
96/100Axis Bank
The premier choice for direct airline and hotel spend optimization.
Annual Fee₹5,000 + GST
Reward5 EDGE Miles per ₹100 on direct Airlines & Hotels
LoungeUp to 12 Domestic + 6 International visits per year (Tier-based: Silver, Gold, Platinum)
Apply Now →