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BPCL SBI Card
70/100
SBI Card
A focused fuel card for regular BPCL pump users.
Credwiser Score 70/100

BPCL SBI Card

SBI Card • A focused fuel card for regular BPCL pump users.

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This co-branded fuel card rewards BPCL fuel purchases at a much higher rate than normal spends, with points that can be redeemed for fuel. It also gives lower accelerated points on groceries, dining, movies and departmental stores. Value drops sharply if you do not use BPCL pumps often, and there is no lounge benefit.

Annual Fee (+ 18% GST)₹499 (₹589 incl. GST)
Fee Waiver₹1,00,000 annual spend
Joining Perk2,000 bonus reward points worth ₹500 on payment of joining fee, as per card terms.
Primary Reward13 reward points per ₹100 on fuel purchases at BPCL pumps, equal to 3.25% value back plus 1% fuel surcharge waiver.
Airport Lounge AccessNo complimentary lounge access with this card.
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForCar and bike owners who regularly fill fuel at BPCL petrol pumps.

What We Like

  • Strong value back on BPCL fuel spends
  • Low annual fee with a low waiver threshold
  • Points can be redeemed instantly for fuel at select BPCL outlets

Watch Out

  • No complimentary lounge access
  • Benefits are weak outside BPCL fuel spends
  • Monthly fuel reward points are capped

MITC & Hidden Charges

18% GST applies to annual fee (Total ₹589). Other charges as per the issuer's MITC.

BPCL SBI Card FAQs

What is the annual fee of BPCL SBI Card?

The annual fee is ₹499 plus GST. Check the current waiver condition on the official card page before applying.

Does BPCL SBI Card offer lounge access?

No, the base BPCL SBI Card does not offer complimentary lounge access. The Octane variant is the one with lounge visits.

Alternatives to Consider

BPCL SBI Card Octane
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Annual Fee₹1,499 + GST
Reward7.25% value back on BPCL Fuel & Lubricants + 1% surcharge waiver
Lounge4 Domestic Lounge visits per year
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Swiggy HDFC Bank Credit Card
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10% direct cashback across the entire Swiggy super app.
Annual Fee₹500 + GST
Reward10% Cashback on Swiggy (Food, Instamart, Dineout, Genie)
LoungeNo complimentary lounge access
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Axis Bank ACE Credit Card
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Annual Fee₹499 + GST
Reward5% on Google Pay Bill Payments + 4% on Swiggy/Zomato/Ola
Lounge4 Domestic Lounge visits per year (spend-linked)
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