Swiggy HDFC Bank Credit Card

Name: Swiggy HDFC Bank Credit Card
Brand: HDFC Bank

HDFC Bank • 10% direct cashback across the entire Swiggy super app.

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The Swiggy HDFC Card is tailored for urban households who depend on Swiggy Instamart for groceries and Swiggy for dining. It credits 10% cashback directly into Swiggy Money or statement balance every month.

Annual Fee (+ 18% GST)₹500 (₹590 incl. GST)

Fee Waiver₹2,00,000 annual spend

Joining Perk3 Months complimentary Swiggy One membership

Primary Reward10% Cashback on Swiggy (Food, Instamart, Dineout, Genie)

Airport Lounge AccessNo complimentary lounge access

Forex Markup3.5% + 18% GST

RuPay UPINo

Best ForUrban foodies and frequent Swiggy Instamart grocery shoppers

What We Like

10% cashback on Swiggy Food, Instamart, Dineout, and Genie (capped at ₹1,500/mo)
5% cashback on leading online brands like Amazon, Flipkart, Myntra, Nykaa, and Uber
Free Swiggy One membership on activation

Watch Out

₹500 annual fee if you spend under ₹2 Lakhs
Excludes wallet loads, utilities, and fuel

MITC & Hidden Charges

Cashback credited as Swiggy Money within 10 days of statement generation. 18% GST applicable on annual fee.

Swiggy HDFC Bank Credit Card FAQs

Is the 10% cashback capped on Swiggy?

Yes, the 10% cashback is capped at ₹1,500 per calendar month, allowing for ₹15,000 of eligible Swiggy orders each month.

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