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BPCL SBI Card Octane
90/100
SBI Card
India’s most rewarding fuel credit card by net percentage return.
Credwiser Score 90/100

BPCL SBI Card Octane

SBI Card • India’s most rewarding fuel credit card by net percentage return.

The BPCL SBI Octane delivers 25 reward points per ₹100 spent on BPCL petrol, diesel, and Speed (6.25% valueback) alongside a 1% fuel surcharge waiver, totaling a 7.25% fuel return.

Annual Fee (+ 18% GST)₹1,499 (₹1,769 incl. GST)
Fee Waiver₹2,00,000 annual spend
Joining Perk6,000 Reward Points (Worth ₹1,500 in BPCL Fuel)
Primary Reward7.25% value back on BPCL Fuel & Lubricants + 1% surcharge waiver
Airport Lounge Access4 Domestic Lounge visits per year
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForDaily vehicle commuters spending ₹4,000 - ₹10,000 monthly at BPCL fuel stations

What We Like

  • Massive 7.25% net savings on BPCL fuel purchases
  • Welcome benefit matches the 1st year fee value completely
  • 4 domestic airport lounge visits per year

Watch Out

  • Fuel benefit is strictly restricted to Bharat Petroleum outlets
  • Monthly fuel reward capped at 2,500 points (₹10,000 monthly spend)

MITC & Hidden Charges

Surcharge waiver valid on fuel purchases between ₹400 and ₹4,000. 18% GST applicable on annual fee.

BPCL SBI Card Octane FAQs

Can I redeem Octane points at any petrol pump?

Points can only be redeemed instantly for fuel at POS terminals of participating Bharat Petroleum (BPCL) pumps.

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