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ICICI Bank HPCL Super Saver Credit Card
70/100
ICICI Bank
A fuel focused card that pays back on HPCL petrol, utility bills and departmental store shopping.
Credwiser Score 70/100

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank • A fuel focused card that pays back on HPCL petrol, utility bills and departmental store shopping.

This co branded fuel card is built for HPCL users, with savings on fuel at HPCL pumps and extra Reward Points on everyday categories like utilities and groceries. The ₹500 fee is waived at ₹1,50,000 of yearly spends, and the RuPay variant can be linked to UPI.

Annual Fee (+ 18% GST)₹500 (₹590 incl. GST)
Fee WaiverSpend ₹1,50,000 or more in the previous year to get the annual fee waived for the next year
Joining Perk2,000 Reward Points as a joining gift, as listed on the official campaigns page for this card
Primary Reward5% value back on HPCL fuel spends, made up of 4% cashback capped at ₹200 per month plus 1% fuel surcharge waiver, and 5% back in Reward Points on utility, grocery and departmental store spends with 20 points per ₹100 capped at 400 points per month, plus 2 points per ₹100 on other retail spends
Airport Lounge Access4 Domestic Lounge visits per year, given as 1 per quarter on spending ₹75,000 or more in the preceding calendar quarter for the primary cardholder
Forex Markup3.5% + 18% GST
RuPay UPIYes — RuPay UPI enabled
Best ForDrivers who fill fuel at HPCL pumps and also want extra value on utility and grocery spends

What We Like

  • Strong 5% value back structure on HPCL fuel spends
  • 5% back in points on utility, grocery and departmental store spends
  • Low ₹500 fee with waiver at ₹1,50,000 and a RuPay UPI variant

Watch Out

  • Fuel cashback is capped at ₹200 per month, which limits heavy users
  • Best value is locked to HPCL pumps and selected categories
  • Airport lounge access needs ₹75,000 of quarterly spends

MITC & Hidden Charges

Annual fee ₹500 plus GST. 18% GST applies to annual fee (Total ₹590). Other charges as per the issuer's MITC.

ICICI Bank HPCL Super Saver Credit Card FAQs

How much can I save on fuel with the HPCL Super Saver Credit Card?

The official page lists up to 5% savings on fuel at HPCL pumps, made up of 4% cashback capped at ₹200 per month plus a 1% fuel surcharge waiver, with an extra 1.5% back through the HP Pay app.

What is the annual fee and waiver rule for this card?

The joining and annual fees are ₹500 plus GST each. The annual fee can be waived if you spend ₹1,50,000 or more in the previous year.

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