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RBL Bank Shoprite Credit Card
68/100
RBL Bank
Grocery focused rewards at a low ₹500 fee
Credwiser Score 68/100

RBL Bank Shoprite Credit Card

RBL Bank • Grocery focused rewards at a low ₹500 fee

A low fee RBL Bank card built around grocery rewards, with a much lower base rate on other retail spends. It also offers a BookMyShow movie discount and a fuel surcharge waiver within the limits stated in the official terms.

Annual Fee (+ 18% GST)₹500 (₹590 incl. GST)
Fee WaiverAnnual fee waived on eligible spends of ₹1,50,000 or more in a membership year
Joining Perk2,000 Reward Points on an eligible retail transaction within 30 days of issuance and payment of the membership fee
Primary Reward20 Reward Points per ₹100 on grocery shopping, capped at 1,000 points per month, and 1 Reward Point per ₹100 on other eligible retail spends
Airport Lounge AccessNo complimentary airport lounge access listed in the official product terms
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForHouseholds with regular grocery spends who can use the monthly grocery points cap

What We Like

  • 20 Reward Points per ₹100 on groceries up to the monthly cap
  • Annual fee waived on ₹1,50,000 eligible spends
  • 10% off up to ₹100 on BookMyShow movie tickets, 15 times a year

Watch Out

  • Grocery bonus is capped at 1,000 points per month
  • No complimentary airport lounge access
  • Many categories such as fuel, utilities and rent do not earn reward points

MITC & Hidden Charges

Annual fee ₹500. With 18% GST the total is ₹590. The official schedule of charges lists Shoprite at INR 500 for year 1 and year 2, waived on eligible annual spends of INR 1.5 lakh or more. Reward redemption fee of INR 99 plus GST applies.

RBL Bank Shoprite Credit Card FAQs

What is the Shoprite annual fee waiver?

Spend ₹1,50,000 or more in eligible retail transactions in a membership year and the next year annual fee of ₹500 is waived, as per the official Shoprite terms.

Does Shoprite offer lounge access?

No complimentary airport lounge access is listed in the official Shoprite product terms, which cover welcome points, movie discount, rewards and fuel surcharge waiver.

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