SBI Cashback Credit Card
95/100SBI Card
The ultimate zero-hassle online shopping card in India.
Annual Fee₹999 + GST
Reward5% Flat Cashback on online merchant spends
LoungeNo complimentary lounge access
Apply Now →SimplyCLICK SBI Card
68/100SBI Card
A low fee starter card made for online shopping rewards.
Credwiser Score 68/100
SimplyCLICK SBI Card
SBI Card • A low fee starter card made for online shopping rewards.
This is an entry level card focused on online purchases, with accelerated points on partner merchants and lower points on other online spends. Milestone e-vouchers add value for users who cross ₹1,00,000 and ₹2,00,000 in annual online spends. It has no lounge access, so it is best used only as an online shopping card.
Annual Fee (+ 18% GST)₹499 (₹589 incl. GST)
Fee Waiver₹1,00,000 annual spend
Joining PerkAmazon.in gift card worth ₹500 on payment of the annual fee, as per card terms.
Primary Reward10X reward points on online spends with exclusive partners and 5X reward points on other online spends.
Airport Lounge AccessNo complimentary lounge access with this card.
Forex Markup3.5% + 18% GST
RuPay UPINo
Best ForBeginners and online shoppers who mostly buy from partner brands and shopping sites.
What We Like
- Low annual fee with an easy ₹1,00,000 waiver
- Higher points on partner online brands
- Milestone e-vouchers on online spend targets
Watch Out
- No complimentary lounge access
- Offline reward rate is very low
- Foreign currency markup is 3.5% plus GST
MITC & Hidden Charges
18% GST applies to annual fee (Total ₹589). Other charges as per the issuer's MITC.
SimplyCLICK SBI Card FAQs
What is the annual fee of SimplyCLICK SBI Card?
The annual fee is ₹499 plus GST, waived on annual spends of ₹1,00,000 or more in the preceding year.
Does SimplyCLICK SBI Card have lounge access?
No, this card does not offer complimentary airport or railway lounge access.
Alternatives to Consider
Amazon Pay ICICI Credit Card
93/100ICICI Bank
The most popular Lifetime Free card in Indian banking history.
Annual Fee₹0 LTF
Reward5% unlimited Amazon cashback for Prime members
LoungeNo complimentary lounge access
Apply Now →HDFC Millennia Credit Card
89/100HDFC Bank
HDFC’s flagship cashback card for young professionals.
Annual Fee₹1,000 + GST
Reward5% Cashback on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra
Lounge4 Domestic Lounge visits per year (spend-linked)
Apply Now →